Get Paid Anywhere.
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Mobile money lets your customers pay straight from the money wallet on their phone, with no bank card needed. At checkout they choose Pay by mobile money, are taken to PawaPay's secure page, enter their number and approve the payment on their phone. The payment only counts as paid once PawaPay confirms it, so an order, invoice or booking is only marked paid once the money has arrived.

Mobile money in every country PawaPay supports, through your own PawaPay account. Checked with PawaPay on 20 October 2026. Countries: Benin, Burkina Faso, Cameroon, Côte d'Ivoire, DR Congo, Ethiopia, Gabon, Ghana, Kenya, Lesotho, Malawi, Mozambique, Nigeria, Republic of the Congo, Rwanda, Senegal, Sierra Leone, Tanzania, Uganda, Zambia and Zimbabwe. Machinence shows every country and provider your account covers once it is connected.

Yes. When both are connected, your customer simply picks Pay by card or Pay by mobile money, in your online store, on invoices, on Smart Calendar bookings and on payment forms. If you connect only one, only that one shows. Mobile money shows when the price is in a currency your PawaPay account takes.

Yes, and that is what keeps your money yours. You open your own PawaPay account and complete their business check: they ask for your Certificate of Incorporation, Articles of Association, ID for directors and shareholders over 5%, proof of business address from the last 3 months and a tax registration document, and may ask for different documents depending on your country. Their review takes about 1 business day once they have everything. For cards, you connect your own Stripe account from the Payments page.

Machinence charges a 0.90% platform fee on each payment. On card payments it is taken when your customer pays; on mobile money it is added to your monthly Machinence invoice. Stripe and PawaPay charge their own fees. Test payments are never billed.

Never. Card payments go to your own Stripe account and mobile money goes to your own PawaPay account, and from there to your bank on the payout schedule you set with them. Machinence is the software; the money is always yours.

Card payments are handled by Stripe, and mobile money by PawaPay. Card details are typed into Stripe's own secure checkout or card field and go straight to Stripe; Machinence never sees or stores card numbers or mobile money PINs. A mobile money payment only counts as paid once PawaPay confirms it.

Yes. You can connect a PawaPay test (sandbox) account first and try the full checkout without moving real money. Test payments are never billed. When you are ready, connect your live account.

Yes. Every payment, by card or mobile money, appears automatically in your CRM, Bookkeeping, Dashboard and Analytics, recorded once, in the currency paid. No copying, no spreadsheets.