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Payments & Invoicing · 20 Tools · Included in Every Plan

Get Paid.
Locally. Globally.

20payment tools included from day one
135+currencies supported worldwide
£0extra. Included in every plan

Apply once. Connect to your store and invoicing instantly. Accept cards, wallets and local methods locally and globally. Every payment tracked in your CRM and books automatically.

Local and international paymentsInvoice with payment link in one clickEvery payment tracked in your CRM
Accept all payment methodsCards, wallets, local methods, 135+ currencies
Invoice with payment linkSend, track and get paid in minutes
Fast payoutsDaily, weekly or instant to your bank
CRM payment trackingEvery transaction on the customer record
Fraud protectionAI fraud detection and 3D Secure built in
Your Payments Account

Apply Once. Sell
Everywhere.

Apply once and your account connects to your store, invoicing and CRM immediately. Sell locally or globally. Every payment tracked and reconciled automatically.

135+
Currencies supported for local and international sales
46+
Countries where you can accept payments and settle funds
99%
Of fraudulent transactions blocked automatically before they reach you
£0
Setup fee. Apply, connect and start accepting payments today
The Cost of Fragmented Payments

Payments Scattered Across
Tools Are Costing You Money.

Separate payment tools mean manual reconciliation, missed follow-ups and cash flow gaps. Machinence connects payments, invoicing, CRM and bookkeeping in one account.

Invoice sent, not paid chasing
Payment not in books missing
Customer paid twice error
FX fees too high bleeding
Wrong bank details bounced
Payout delayed waiting
No payment link on invoice slow
CRM shows no payment data blind
Dispute not tracked lost
Cash flow unknown guessing
Invoice sent, not paid chasing
Payment not in books missing
Customer paid twice error
FX fees too high bleeding
Wrong bank details bounced
Payout delayed waiting
No payment link on invoice slow
3.2x
Faster to get paid when invoices include a direct payment link versus bank transfer details alone
68%
Of small businesses have payment data not connected to their CRM, leading to missed follow-ups and revenue gaps
£0
Setup cost. Apply for your Machinence payments account today and connect it to your store and invoicing immediately
Machinence Payments

One Payments Account.
Your Whole Business.

Your payment account, store, invoicing, CRM and bookkeeping all connected. Every sale recorded, every invoice reconciled automatically.

20
Payment tools included in every plan from day one
135
Currencies supported for local and global sales
Zero
Manual reconciliation. Every payment auto-recorded
What Payments Covers

Accept. Invoice. Track.
Reconcile. Automatically.

Not just a payment gateway. Every pound recorded, attributed and reconciled across your checkout, invoicing, CRM and bookkeeping instantly.

Accept Payments Everywhere

Major cards, Apple Pay, Google Pay, Alipay, local payment methods and 135+ currencies. Your checkout works for every customer wherever they are in the world, with high approval rates and low FX fees.

Major card acceptanceApple PayGoogle PayAlipayLocal payment methods135+ currenciesLocalized checkoutHigh approval rates

Fast, Flexible Payouts

Choose daily, weekly or instant payouts to your bank account, debit card or wallet. Customize your payout schedule to fit your cash flow. Refunds, disputes and holds managed automatically.

Daily payoutsWeekly payoutsInstant payoutsBank transferDebit card payoutsWallet transfersCustom payout schedulesLow FX rates

Invoice with Payment Link

Create a professional invoice and attach a payment link in one click. Your client opens it, pays instantly by card or wallet. No bank details. No delays. Payment confirmed and recorded the moment it lands.

Invoice payment linksOne-click invoicingRecurring billingAutomated remindersMulti-currency invoicesConnected to store

Tracked in CRM and Bookkeeping

Every payment lands on the customer record in your CRM and posts automatically to your bookkeeping. Sales reports, revenue analytics, tax summaries and dispute logs updated in real time. No manual entry ever.

CRM payment trackingAuto-bookkeepingRevenue analyticsTax summariesDispute managementReal-time reports
Payment Tools for Small Business

One Account. Every
Way to Get Paid.

From your first online sale to international invoicing and auto-bookkeeping, Machinence handles every part of getting paid.

Payments dashboard overview
Real Time

Revenue Tracking

Every payment hits your dashboard instantly. See what came in today, this week and this month across all channels.

Today
£1,240
This week
£6,890
This month
£24,380
All channels combinedLive
Connected from Day One

Payments Connected to Your Store

Apply for your payments account and it connects directly to your Machinence online store. Every product sale is recorded, every refund handled and every payout tracked. No separate payment gateway to configure.

Store checkout connected automatically on approval
Every order payment posted to CRM and bookkeeping instantly
Refunds and disputes managed from one dashboard
20
tools
in one payments account

Invoice with a Payment Link

Create an invoice and add a payment link in one click. Your client pays by card, wallet or local method instantly. Payment confirmed and recorded the moment it lands. No chasing. No bank transfer delays.

Get paid 3x faster

Sell Locally and Globally

135+ currencies, 46+ countries, local payment methods including Apple Pay, Google Pay and Alipay. Your checkout adapts to every customer's location. Low FX rates. High approval rates. Regional currency settlement.

135+ currencies

Every Payment in Your CRM

Every transaction is automatically recorded on the customer record. See full payment history, outstanding invoices and lifetime value for every contact. No manual data entry. No payment data lost in a separate system.

Full payment history per customer

Auto-Bookkeeping

Every payment posts automatically to your Machinence bookkeeping. Revenue, fees, refunds and payouts reconciled without lifting a finger. Tax summaries generated. End of year ready without the spreadsheet panic.

Zero manual reconciliation
Fraud and Security

Protection You Never Have to Think About

AI-powered fraud detection blocks 99% of fraudulent transactions before they reach you. 3D Secure checkout for extra transaction safety. Full PCI compliance included. Automatic refund and dispute management. You focus on selling.

99%
fraud blocked automatically
"Reduced fees by 22%.
Expanded into three new markets."
Sam Bomoi · Critical Time Management · Machinence customer
Payments invoice flow preview
Payment confirmedRecorded in CRM instantly
Invoice and Get Paid Faster

Send an Invoice.
Add a Payment Link.

Every invoice includes a payment link. Your client clicks, pays by card or wallet, done. No bank transfer instructions. No chasing. No waiting days.

1

Create and Send in Under a Minute

Fill in the invoice details, add your items and send with a payment link attached. Your client gets a professional invoice they can pay instantly from any device.

2

Payment Recorded Automatically

The moment the invoice is paid, it posts to the customer record in your CRM and updates your bookkeeping. No manual entry. No reconciliation headache at month end.

3

Recurring Billing for Regular Clients

Set up recurring invoices for retainer clients or subscription customers. Billing runs automatically on your schedule. Payment collected, CRM updated, bookkeeping posted.

Auto-billing
Real Results

Businesses Getting Paid
Faster and Smarter.

From local service businesses to international sellers, Machinence removes the friction between selling and having money in your account.

Before Machinence I was sending invoices by email and waiting for bank transfers. Half my clients would lose the email or say they forgot. The moment I added a payment link to every invoice, my average time to get paid went from 18 days to 3 days. That changed my cash flow completely.

KP
Karen P.
Freelance Brand Designer
Average payment time dropped from 18 days to 3 days

We sell to customers in six countries. Setting up payment processing for each market used to mean a different provider for each one and a reconciliation nightmare at month end. Machinence handles all of it. One account. Every currency. Every payment in the CRM and books automatically.

SB
Sam B.
Founder, Critical Time Management
Reduced payment fees by 22%, expanded to 3 new markets

I used to spend two hours every Monday morning reconciling payments with my bookkeeping. Since connecting Machinence Payments, that time is zero. Every payment goes straight into the books. My accountant now says our records are the cleanest she has ever seen from a small business.

ML
Maria L.
Owner, Online Wellness Store
2 hours of monthly reconciliation work eliminated entirely
How It Works

Apply. Connect. Sell.
In Under an Hour.

Apply once, connect to your store and invoicing, and accept payments from anyone in the world. Takes minutes.

1

Apply for Your Payments Account

Complete the simple application in your Machinence dashboard. No paperwork, no branches, no delays. Approval is fast and straightforward.

2

Connect to Your Store and Invoicing

Your approved account connects directly to your Machinence online store and invoicing system. Checkout is live immediately. No code. No config.

3

Choose Your Payment Methods

Enable cards, Apple Pay, Google Pay, Alipay, local methods and the currencies relevant to your customers. Local or global, your checkout is ready.

4

Send Invoices with Payment Links

Create invoices in seconds and include a payment link. Clients pay instantly by card or wallet. Payment confirmed, CRM updated, books reconciled.

5

Money In. Reports Out. Automatically.

Payouts land in your bank on your chosen schedule. Every transaction in your CRM and bookkeeping. Revenue reports and tax summaries always ready.

Sell Locally and Internationally

No Barriers.
No Borders.

Sell down the road or across six continents. Local payment methods for every market. Customers pay in their currency, you receive in yours.

Card acceptance
99%
Approval rate
97%
Fraud blocked
99%
Countries covered
90%

Every major card and digital wallet

Visa, Mastercard, Amex, Apple Pay, Google Pay and Alipay all accepted. Your customers pay the way they prefer, wherever they are.

Low FX rates, high settlement speed

Regional currency settlement means your customers pay in their local currency and you receive in yours with low conversion fees and fast payout timelines.

Apply for My Payments Account
135
135+ currenciesSell globally
Global payments coverage overview
Is This Right for You?

If You Sell Anything
to Anyone, Yes.

Products, services, bookings or subscriptions. Machinence Payments connects to your business and gets you paid faster with less admin.

Choose Machinence Payments if...

You run an online store and want payments connected directly to your checkout with every sale auto-recorded in your CRM and bookkeeping
You invoice clients for services and want to add a payment link so they can pay instantly by card or wallet without bank transfer delays
You sell internationally and need to accept multiple currencies, local payment methods and settle funds with low FX rates across multiple markets
You want every payment automatically in your books without manual reconciliation, spreadsheets or end-of-month accounting marathons
You need recurring billing for retainer clients or subscription customers and want it fully automated with no manual invoice sending each month

Consider alternatives if...

You need a bespoke enterprise payment infrastructure with custom financial compliance requirements specific to regulated industries like banking or fintech
Your payment volumes require a dedicated merchant account with individually negotiated rates and bespoke risk management at institutional scale
You operate exclusively on a third-party platform that already handles all payment processing and you have no need for direct store or invoicing integration
Complete Feature Set

All 20 Payment Tools
at a Glance.

Every tool to accept, track and reconcile payments. All included from day one.

Major card acceptance
Visa, Mastercard and Amex accepted everywhere
Apple Pay integration
One-touch payment from iPhone and Mac
Google Pay integration
Fast checkout for Android and Chrome users
Alipay integration
Reach Chinese and global Alipay users
Local payment methods
Regional methods for every market you sell in
Localized checkout
Customer pays in their currency, you settle in yours
Low FX rates
Competitive currency conversion on every transaction
High approval rates
Smart routing maximises successful transactions
Daily payouts
Money in your bank every business day
Instant payouts
Transfer funds immediately when you need them
Bank transfer payouts
Settle directly to any business bank account
Invoice payment links
Every invoice includes a one-click payment link
Recurring billing
Automated invoicing and payment for regular clients
CRM payment tracking
Every payment on the customer record automatically
Auto-bookkeeping
Every payment posted to your books instantly
Revenue analytics
Real-time sales, fees and payout reporting
AI fraud detection
99% of fraudulent transactions blocked automatically
3D Secure checkout
Extra authentication for high-value transactions
Dispute management
Refunds and chargebacks handled from your dashboard
Tax summaries
Automated tax reporting ready for your accountant
One Account. Your Whole Business.

Payments That Talk
to Everything.

Most payment providers are isolated tools. Machinence connects to your store, invoicing, CRM and bookkeeping. Every pound tracked and reconciled without touching a spreadsheet.

Store checkout connected automatically. Apply for your payments account and your Machinence store starts accepting payments immediately. Every order recorded, every payout tracked.

Invoices include payment links automatically. Every invoice you create includes a secure payment link. Your client pays instantly. Payment posted to CRM and bookkeeping the same second.

Bookkeeping reconciled with zero effort. Every payment, refund, fee and payout posts to your Machinence bookkeeping automatically. Tax summaries ready. End of year done before it starts.

Apply for My Payments Account
46+
countries
Payments account connected across store, invoicing, CRM and bookkeeping
£0
setup fee
How We Compare

Lowest Platform Fees.
Supporting SME Growth.

See how Machinence stacks up against the competition. Tap to compare.

machinenceBest Value
Stripe + 0.90% platform fee
UK
Visa / Mastercard
2.40% + 20p
EU
EU Cards
3.40% + 20p
INT
International
4.15% + 20p
AMX
Amex
3.80% + 30p
No monthly payment fee
Full platform included
You own your customers
Shopify
Transaction fees Basic plan
UK
Visa / Mastercard
2% + Stripe fees
EU
EU Cards
2% + Stripe fees
INT
International
2% + Stripe fees
AMX
Amex
2% + Stripe fees
2% transaction fee on top of Stripe fees
£25/month subscription required to lower rate
Rate only improves if you upgrade your plan
Payments Questions Answered

Everything About
Machinence Payments.

Common questions about applying, invoice payment links and how payments connect to your CRM and bookkeeping.

How do I apply for a payments account?
What payment methods can I accept?
How does the invoice payment link work?
How does my payment account connect to my online store?
How do payments connect to my CRM and bookkeeping?
Can I sell internationally?
How are payouts handled?
Is my payment data secure?

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